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State Farm® Insurance Agent

Scott Grates

Office Hours

After Hours by Appointment

Address

430 Trenton Avenue
Utica, NY 13502-1614

Behind Top of the Morning Cafe, at the intersection of Trenton & Coventry Ave

Profile photo of a State Farm Agent named: Scott Grates
5/5 average rating on Google (291 reviews)
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Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

430 Trenton Avenue
Utica, NY 13502-1614

Languages

English, Spanish
Map Image

About Me

It's Life Insurance Awareness Month! I'm a State Farm Agent proudly serving Utica, NY, and the Mohawk Valley—where I was born and raised. As a full-time husband and father of three, and a Saint John Fisher College graduate, I bring dedication and care to both my family and community.

With 15 consecutive years as a multiple award winner and featured agent speaker, along with leadership roles such as Past President of the Frankfort Kiwanis Club, I’m committed to helping local small business owners and families protect what matters most. Recognitions include:

  • OD’s Readers Choice Preferred Agent of the Year (2010–2012)

  • FSCS Wall of Honor Committee member

  • Hunger Coalition Outstanding Citizen (2012)

  • Frankfort Kiwanian of the Year

Our Mission

We make insurance easy to understand so you can make confident, informed decisions. Whether you prefer in-person or virtual meetings, my team and I provide personalized service tailored to your unique needs.

How We Can Help

  • Financial & Insurance Reviews: Assess your current coverage and financial goals to help safeguard your family’s future.

  • Valuable Personal Articles: Ensure jewelry, musical instruments, and other prized possessions are properly insured with a personal articles policy.

  • Life Insurance: Options designed to help protect your loved ones.

  • Auto Insurance: Competitive discounts and coverage options that may help you save without compromising on quality.

  • Motorcycle & Recreational Vehicle Coverage: Customized plans and 24/7 support for your adventures.

  • Renters Insurance: Protection for your personal belongings, even when you’re away from home.

  • Home Insurance: Coverage to help protect your home and belongings.

  • Cyber Event & Identity Restoration Coverage: Assistance with expenses and recovery services related to cyber loss events.

Why Choose Us?

  • Personalized Coverage: Insurance is about choices. We help you understand your options for auto, home, life, and specialty policies to fit your needs and budget.

  • Personal Price Plan®: Customize your home and auto coverage to align with your priorities and budget.

  • Dedicated Support: More than just online chat — my team and I are here to provide real, knowledgeable assistance whenever you need it.

  • Convenient Mobile Access: Text MOBILE to 42407 to download the State Farm Mobile app for easy policy management.

  • Bundle Savings: Combine your home and auto insurance for added convenience and potential discounts.

Contact me today to schedule an appointment or get a quote. Let’s work together to protect what’s most important to you.

Allow me to help you navigate the road ahead with life insurance. Give me a call today.

There are lots of ways to customize your home and auto coverage options to help fit your individual needs and get a price that’s right for you. Contact me to learn more.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products

Banking, Annuities

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Serving those around us is something we are truly passionate about. We truly love to serve others. Each team member at Scott Grates office strives to BECOME the best version of themselves both personally and professionally. When interacting with our State Farm customer we desire to BUILD meaningful and impactful relationships. We strive to be your number 1 choice for Auto, Home, Business and Life insurance in Utica, Rome, Onieda County and New York.
Whether you are a residential customer interested in Auto, Home, or Renters Insurance or a business owner interested in one of our various lines of Business Insurance, my team and I can help you develop a Personal Price Plan to appropriately insure you.